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Americans are carrying record-high credit card balances right now, with collective credit card debt currently topping $1.23 trillion nationwide. As a result, the financial strain is being felt across ...

Millions of Americans are entering 2026 under mounting financial pressure, with credit card balances at record levels and interest rates still hovering near multi-decade highs. According to Federal ...

Jill A. Chafin is a personal finance writer specializing in transforming tough financial topics into easy-to-understand content with actionable steps. Prior to her role at Forbes Advisor, she wrote ...